Patient Protection and Affordable Care or Obamacare is actually merited for a number of reasons. First, it calls for health insurance for persons who have not traditionally been privileged to it, including those with pre-existing conditions and those who have historically racked up expensive medical bills that they could never pay, or have difficulty paying, due to indigence…
Requiring that all persons have health coverage, regardless of income, and with provisions made for such persons who could not otherwise afford it assures that costs of services to all persons are always met, and that medical facilities are adequately funded.
Naturally, since it’s the government that must foot the bulk of the bill of affordable healthcare, the government should be empowered to recover some of its costs via marketing of its own affordable health insurance, which could harmoniously co-exist with private health insurers that would provide coverage to those who can afford to pay for it…
Indigent Workers are Centripetal to Cost Recovery of Affordable Care
Many workers struggle to pay the ever rising costs of traditional private health insurance, and many more are forced to forgo health coverage because they cannot afford it. Those employed individuals lacking health insurance because they cannot afford it and who could benefit from Affordable Care are centripetal to its funding…
Automatic Deductions for Public Health Insurance
Premiums for public health insurance (including Medicaid), which should vary based upon a worker’s income each pay period, should be automatically deducted from employees’ pay. Of course, if an individual is not working and has no income, there would be no deductions; coverage would continue throughout the individual’s unemployment, and deductions would resume once the individual is working again, if they continue to qualify for Affordable Care or public health coverage.
If the individual does not qualify for public coverage, they would be required to acquire private health insurance, and premium deductions would be paid to the relevant coverage providers.
Hospital/Clinic & Store-based Pharmacies Should Benefit Healthcare
Pharmaceuticals, supplements, and other medical products are an ideal market for hospitals and clinics, which should all have on-site pharmacies to benefit from the profits of those products, while other external or store-based pharmacies should be required to pay conservative pharmaceutical marketing taxes for selling privileges. This alone would reel in substantial revenues for health care.
The government could and should also collect contributions for Affordable Care. This can be done in a number of ways. Contributions could be collected via payroll deduction from employees who’d elect to contribute to costs of funding policies for indigent persons, and who would have indicated this on either a revised W-2 form or by other means.
Contributions could also be collected during income tax filing seasons, where tax filers would agree to contribute amounts that they would specify in response to a query of if they’d be interested in making such contributions.
Just as all persons should be privileged to healthcare, all persons should have access to dental coverage, as dental care is health care; Medicaid should, accordingly, provide dental care for all of its recipients, and should cover all from fillings to cosmetic procedures, not merely extractions, which diminish personal appearance and presentability for employment, etc…
Personal Improvement Requirements
Unemployed and underemployed Affordable Care/Medicaid benefactors should be required to follow personal improvement plans, including an initiative that would restrict or limit purchase of unhealthy foods with Supplemental Nutrition Assistance or EBT cards, for those who participate in that program.
Personal improvement should also consist of physical activity requirements, i.e. walking or exercising for at least 30 minutes three times a week (or more, depending on each individual’s needs); the said activities would be electronically tracked by healthcare providers and/or other relevant designees. Personal improvement would also include education and/or job search requirements…
The ultimate result of personal improvement requirements would be decreased reliance on public health insurance and other public services, and improvements in living quality for participants.