Millions of dollars are stolen from credit card holders each year. It is practical to utilize a credit card and a debit card with a credit card symbol without a pin number. All credit cards, including debit cards that can be utilized like credit cards, should require use of pin numbers, both on and offline, unless the cardholder specifies otherwise. Every credit card holder should be presented with the option to place a pin number on their credit cards and/or debit cards as a safety measure. A random stranger should not be capable of utilizing anyone’s credit card if the owner happens to lose it or it is stolen. Requiring use of pin numbers on and offline on credit cards would prevent many incidences of credit card fraud and translate to tremendous savings for consumers and banks, et cetera that must replace swindled funds for bogus purchases.
All public libraries should have and make scanners available for public use, particularly for the purpose of facilitating online application processes that require uploading of verification documents. No one should have to drive out of their own neighborhood to scan a document if they happen not to have a scanner or are experiencing any issues with a scanner that they own or have access to. The emailing of scanned documents should supersede or substantially replace the practice of faxing documents, which requires receivers to print subject documentation.
Imagine how many costly ink cartridges and paper this would save every day. It would further curtail need for a vast sect of the population to drive to and from varied public service agencies to submit essential documentation in person, making a venture of the sort environmentally friendly.
It would additionally reduce vehicular traffic and risks of accidents, if public service agencies place their application processes online, and if they and other entities that require transmission of documents via fax or traditional mail, if not in person, would accept scanned documents via electronic mail (email).
This, and making scanners available for use at public service agencies like the Department of Human Services (DHS), schools (during registration processes), etc., would eliminate a lot of red tape or government bureaucracy and costs of relevance to photocopying and/or transmitting documents via traditional means…
A census should be conducted to determine the social status of all persons, specifically if all persons in a household or in any other living arrangement have appropriate sources of income and other vital resources, and a database should be created that would retain this acquired information. Every person on the planet should be accounted for or acknowledged in this database by synonymous demographic information, photographs and/or fingerprints, and Social Security numbers, all of which would be created for those lacking them. A system of the sort would make it easier to count and acquire resources for those in need everywhere in the world; it would additionally identify which agencies are providing resources to each individual.
The said should precede a movement to place all persons in the world in safe and habitable residences, in traditional and/or career-oriented educational programs, and into jobs and/or businesses of their own.
…The database should be capable of exemplifying information of persons on an individual basis, by their households, and by the communities in which they reside. It could additionally retain genetic or DNA samples for all persons or at least for those who are interested in locating displaced family members, i.e. persons from developing nations and/or who have been separated from their families during conflicts like civil wars…
The noted should be a joint venture of the Department of Labor, the Department of Health and Human Services, the Social Security Administration, and other synonymous agencies, and would pull from these sources to update information when necessary. Information for homeless persons would be reported to the prescribed database via homeless information management systems and other agencies that collect data on the homeless. Every individual would additionally be encouraged via email and/or correspondence that would be mailed via the United States Postal Service at least once per year to personally peruse their individual accounts and update the information when essential, or verify that automatically updated information is accurate.
Relevant agencies* would routinely monitor the database and/or the database would be designed to generate automated notices to those who do not have sufficient income and/or other vital resources; the notices would inform the subject individuals of available resources and where and how to apply for them, whether it’s education, employment, Social Security benefits, child care help, etc. *Representatives from relevant agencies would make live contact with those demonstrating need and help to connect said individuals with those resources that they are in need of.
…Though the census would be for all persons, it would really focus on unemployed adults and at-risk teens. All persons who are capable of working and who are not employed would be required to demonstrate that they are seeking employment (whether or not they’ve applied for unemployment benefits) and/or that they are enrolled or preparing to enroll in an educational program that would improve their employability…
The purpose of a social accountability census and social accountability requirements would be to at least and proactively improve the social/living conditions of all persons, and to at most nudge all persons into realizing their greatest potential or into becoming the very best versions of themselves. It would decrease commission or likelihood of commission of criminal acts via the prescribed interventions. Though the said would require an investment of federal and perhaps other funding, it would be just that, an investment that would yield a major return that would far exceed the investment once more or all persons are educated, and once all who are capable of working are working and once all persons are receiving some form of earnest income and contributing their fair share to self and global empowerment.
Safelink and all government-issued low income phones should issue local phone numbers to customers that are really based on the specific addresses/cities, states, and zip codes where they reside. Per Safelink/Tracfone, they do not offer phone numbers in the 901… area code, though they briefly issued me a number with a 901… area code that I changed after this particular number was “transferred to another device” that didn’t belong to me, without my permission.
The incident really perked my antennas—I reflected on a question that I was asked that I could not answer while completing my income tax return this year via Turbo Tax about a residence* on “Camp Ground Road,” where I have never resided.
(*Despite our recent move from 4050 Camelot Lane, Apt. #3 to a house several streets over, we are still in the same 38118 area code in Memphis, Tennessee). I further considered other matters that have prompted me to believe that I am a victim of identity theft, and thought of how attachment of the erroneous 662 area code to my Safelink phone could make matters worse…
Issuance of long distance area codes to Safelink and other government-issued low income mobile phones raises a number of issues; for one, it is a misrepresentation of information, and it heightens the potential for identity theft…
It can additionally and significantly increase long distance charges on clients’ residential phones, when family and/or others make calls to the Safelink or other government-issued mobile phones from their home phones.
This was my own personal experience—My children made a number of calls from our home phone to the Safelink phone that I had, and when we received our home phone bill it was inundated with costly charges for calls made to the Safelink phone that, according to the bill, was an Olive Branch, Mississippi number, noting that I’ve never resided in Olive Branch, Mississippi…
Attaching long distance phone numbers to Safelink and other government-issued low income mobile phones essentially defeats the purpose of the program, which is or should be to decrease the telephonic costs of qualifying participants.
It should not be possible for any random individual walking or driving down the street to go into anyone’s mailbox. All house mailboxes, which to the greatest possible extent should be located on or near the front door of houses, should be lock and key. In fact, federal law should require this. The reason that nearly all if not all house mailboxes are not lock and key is perhaps because it has not been considered that the postman would not have to have an individual key for each house mailbox. The postman could have a single key that could open all mailboxes while residents would have a different key to open their individual mailboxes that would all be different. In other words each house mailbox would have two different locks and keys.
Mail Slots and Traditional Locking Mailboxes
Mail slots and traditional locking mail boxes that only have one lock and one key (for residents) suffices for those who opt not to send mail or parcels from their mail boxes, noting that being capable of sending mail and parcels via one’s mail box by raising of a flag is a major convenience.
Post Offices Should Sell and Install Mail Boxes
It would be most ideal for the post office to sell and install mail boxes that give itself lock and key privileges. In fact, since the post office delivers mail, it would be ideal for the post office to sell and install mail boxes and slots of all sorts.
In Summation and Conclusion
All house and other residential mail boxes should and can be lockable without inconveniencing postmen, and federal law should require this to curtail mail and identity theft.
Visitors to public libraries often doodle on computers, though library computers could serve a number of constructive purposes. Those purposes should be magnified via placement of shortcuts to important websites on library computer desktops.
They could additionally be exhibited via displayed posters and/or manuals with instructions for maneuvering through each relevant website. Shortcuts could include popular job search sites (including library and Department of Labor job sites, and others like Indeed.com, Flex Jobs, etc.), free extended learning sites like Alison… and Lynda and online typing tutorial sites and/or software like Mavis Beacon Teaches Typing (to avail the general public the opportunity to learn and/or improve the universal skill of typing and print typing speed and other synonymous certificates).
Shortcuts should further include public transportation route scheduling pages, popular professional networking sites like Linkedin, the Internal Revenue Service, the Social Security Administration, the Department of Human Services online application page, local utility and phone companies, local school district websites (for school registration purposes, etc.), popular homework help sites, the United States Postal Service (for address changes, zip code searches, etc.).
Librarians should familiarize themselves with each website that they post on their desktop and be capable of helping patrons maneuver through them. Posting shortcuts to websites that serve the general public on library desktops would encourage public use of those websites, facilitate relevant processes, and increase productivity of library computers…
Typically, ATMs (Automatic Teller Machines) do not receive or dispense coins, and they do not dispense smaller bills like 10s, 1’s, or 5’s, reasonably, due to limited space in the machines, though they do accept smaller bills in any denomination. There is a way that ATM machines can accept and dispense coins and smaller bills of all sorts…
Pneumatic tubes, or systems that propel solid, cylindrical objects through networks of tubes by vacuum could be connected to stacks of relevant coins and bills in stored cash reserves at each bank, and could be propelled through the relevant tubes when requested or deposited by bankers.
I discussed in a previous post the need to incorporate all external tellers into bank and other synonymous buildings for the protection of armored guards who deliver cash to ATMs, etc. This would facilitate the coin dispensing process.
Exclusively digital currency would be the very best form of universal monetary exchange; until this is realized and/or implemented, traditional currency in all denominations should be conveniently accepted and dispensable from any automatic teller.
Multi-tasking postal kiosks could perform services like metering, postage dispensing, generating money orders (with amount, sender, and receiver information), and vending of other postal products, electronic notary services, printing, scanning, electronic mailing with document attachment options, etc., and with keyboard and flash drive provisions for typing of brief notes and typing and saving of addresses for label creation and for printing directly to purchased envelopes (via either of a variety of online postal service sites optionally), and for general document printing, scanning, and emailing with document attachments, etc…
This would save postal clients and staff significant time, where self-serving multi-tasking postal kiosks with voice instruction would be placed in postal lobbies and near postal service counters where customers could readily acquire any additional clarity from postal clerks on utilizing the machines.
Postal kiosks could also be placed in other localities, like convenience stores/gas stations, public libraries, FedEx Kinkos and other document service stores, et cetera, et cetera.
This could further enable re-organization of duties for postal clerks (though at least one postal clerk should always be available to answer questions or help customers utilizing the noted kiosks) or placement of postal clerks at other postal sites or other companies, with perfection and proliferation of the noted technology…
Imagine that the ink is out of your home printer and/or you drive to the post office to mail off a document that you typed up and realize that there are some errors that need correcting, or you simply need to print a document to mail it off.
The post office is not so close to home and/or the nearest FedEx Office or other locality where you could type, correct, and/or print the document is out of the way. Imagine further that you need to get the document notarized and the nearest notary public is also out of the way.
To get that single document prepared for mailing you’ll have to drive to three different localities, when all of these services could simply be made available at the post office.
All post offices should have computers/print, copying, and notary* services for customer convenience (*notaries could perform other postal duties when they’re not notarizing documents). This would save customers time, hassle, and fuel, while generating significant revenues that could further help to resolve the postal service’s financial woes…
I, like most people, I’m sure, have been very disturbed by the horrible bombing in Paris by ISIS… Masses of innocent victims of war should not suffer for acts of a few deranged individuals, however. I hold to my belief and the fact that the displacement of persons everywhere in the world, including homeless persons in our own country, should be declared a state of emergency, and treated accordingly, though, of course, precautionary measures should be taken to screen refugees, some of whom might actually be terrorists.
There is absolutely no reason that screening processes should be delayed for years, however. Thorough screenings can be conducted on the spot to make certain that refugees are not in possession of weapons. Refugees fleeing conflict typically arrive with nothing but the clothing on their backs. Screening processes should not be very difficult for this reason…
All refugees should be immediately processed, i.e. fingerprinted and photographed for tentative identification until their identities can be officially verified. To further ease the fears of nations that are now leery of accepting refugees into their countries, refugees should be placed in remote localities where any attacks by terrorists disguised as refugees could not cause massive destruction and harm to local citizens of countries into which they are taken. Shelters for refugees should also have tightened security to protect innocent refugees.
The cardinal issue that should be addressed is the tyrannical behavior of the few extremist leaders who incite or condone uncivilized wars that send droves of their citizenry fleeing to other nations. Why not remove those individuals from power and replace them with those who are socially equipped to lead…